ProAlliance Insurance
- Thread starter dry heat
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This is really odd. They don't seem to really be giving anybody any answers as to what really happened. Are you going with Ace through ProAlliance? I'd certainly want to know more first (like the answers to the questions dry heat has asked).
Beach Sand
User is currently banned
I thought some, not all, but some of Chucks post had some merit that others were not addressing. Jerry, I don't intend to get into a war of wits here with you as you have shown you are never lost for words. What I don't understand is I made no comment here but some find it appropriate to start name calling because I liked some of what Chuck stated. I don't post here because of this, I don't want to be associated with some of the riffraff here. I come here for information about a location I very much enjoy. But it is very difficult sometimes to cut through the BS that many of the regulars are permitted to rant about that has no relevance to the thread subject. So Please play nice and leave me out of your name calling unless you truly believe I have done something that warrants it. Thank you.
jerry
Guest
Chuck Who? The bead guy? What does he have to do with insurance?
fatboyharley
Guest
PLease let us know after you call. I just looked at my paperwork which was renewed in July nothing looked different.
Beach Sand
User is currently banned
I was assuming it was Chuck, I could be wrong though.
SonoranParadise
Guest
We have two condos and had our insurance with ProAlliance for both. We paid Rosie by checks (which were cashed) and received copies of our insurance policies. I contacted Mafre yesterday, and was astounded to find out that our policies had been issued in the system, but then cancelled because Mapfre never received payment. So as of now, and apparently for quite some time, we have not had insurance coverage. I urge all of you to contact Mapfre and find out the status of your policies. We did speak to Rosie yesterday, and she's a very nice person, but there are definitely some problems there. Thank goodness the recent storms didn't cause damage, as we would not have had insurance to cover it.
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Sent from my iPad using Tapatalk
That's a really good question, dry heat asked it too. I just checked my check register to see how my insurance agent does it. For our condo insurance, the check was written out to the insurance company, General de Seguros, S.A.B. For our car insurance, it was written out to the agent, Alejandro Portugal Martinez.
So are Rosie and Patty both being vague about what happened? Why aren't they being real clear as to what exactly is going on?
I started to read some old threads on this insurance topic. This is what Rosie said back in May 2013 re: why the checks are written to her: "While I can't imagine a situation where a claim would be paid out of my account, we do ask my clients who aren't paying with credit/debit cards to write the checks out to me. The insurance underwriters and I settle up every month and what I've collected (minus my commission) is deducted from what they owe me."
What's also interesting is that somebody had a $50 claim with Portugal re: damage to his 5th wheel, and the $50 came from Portugal's personal account so it appeared that the premium that was paid by the owner of the 5th wheel was not paid to a legit insurance company.
What's also interesting is that somebody had a $50 claim with Portugal re: damage to his 5th wheel, and the $50 came from Portugal's personal account so it appeared that the premium that was paid by the owner of the 5th wheel was not paid to a legit insurance company.
dry heat
Pigeon coup coordinator
Now it is really getting interesting....
The payments (in full) is supposed to be remitted to the carrier by the insurance agency (they allow 45 days to receive from the date of issue). I understand that it is common in Mexico to have the payments made out to the agency and then the agency sends the payments in bulk to the carrier (usually a wire deposit 1x each month). The interesting thing she noted above is the statement that she deducts the commission from the total. As far as I understand, the carrier collects the entire premium and they pay the agency directly and not from a deduction of the clients payment (based on my conversation this evening with Mapfre in Mexico).
The payments (in full) is supposed to be remitted to the carrier by the insurance agency (they allow 45 days to receive from the date of issue). I understand that it is common in Mexico to have the payments made out to the agency and then the agency sends the payments in bulk to the carrier (usually a wire deposit 1x each month). The interesting thing she noted above is the statement that she deducts the commission from the total. As far as I understand, the carrier collects the entire premium and they pay the agency directly and not from a deduction of the clients payment (based on my conversation this evening with Mapfre in Mexico).
So what are you going to do? Did ProAlliance offer to give you your money back?
SonoranParadise
Guest
Rosie offered either a refund or to extend our policies for a year at no charge. We chose the refund - hopefully we will receive it. We are looking into other agents, including Portugal, but the $50 Portugal claim being paid out of Portugals account concerns me. The Mapfre gentleman that I spoke with recommended Adventure Mexican Insurance for your homeowner's insurance. Eddie Ramirez at (831) 477-0599 or email him at [email protected]. We haven't contacted him yet.
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Why was the payment not made to the Insurance co. by Rosie
playaperro
El Pirata
With all due respect shark, Its gonna be a long wait, Mystery to solve!
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