Amazing! I just received a $1450 bill as a co-pay(!) from my insurance is N Cal. (Kaiser). I was shocked, but my fault for not reading the fine print when I changed my plan to have a smaller monthly premium. I go to the doctor once and year and was paying over $400 (the new plan) per month. It's just insane. Altho I'm waiting to see how the Afforable Health Care Act will play out in Calif (avail in Oct), I am reading and talking to the medical community here, and 2 things- I know what's going on in the US is crap, and it appears they have fine medical treatment here...and I can afford it!!